On what went wrong with healthcare reform:

Nobody likes the current system of annual premium increases and takeaways. But nobody trusts reform as co-written by politicians and special interests either – worse yet, one that’s as long, convoluted, and unreadable as a Tolstoy novel.     

[One healthcare executive] saw in both House and Senate reform bills “a patchwork stitched together by interest groups with politicians in their pockets who were willing to push anything through.” 

The other problem is Wall Street, which appropriated the old (and functioning) mutual system where policyholders owned the insurance companies and twisted them into profit machines “where CEOs with outsized salaries” focus on shareholders over policyholders.